Break free from the frustration of impersonal big banks. Here, you’ll find personal service, better rates, and modern tools — all backed by people who know your name.

Bank Smarter.
Think Greater.

Piggy bank.

70+ Years of Helping Kentuckians Thrive

Since 1953, Greater Kentucky Credit Union has been helping Kentuckians save more, borrow smarter, and enjoy greater peace of mind.

Personal Banking

Leading High-Yield Checking and High-Yield Savings options. Up to 5.00% APY*

Membership

Do you live, worship, or work in Central Kentucky? GTKY is for you.

Personal Loans

A reliable and convenient way to save money, with high-level security features

Community

Community has always been a key tenet of the credit union way.

Coin with leaves sprouting, suggesting financial growth.

Sign Up Today. Save Greater.

Earn up to 3.00%* APY with High Yield Savings

With our new High Yield Savings Account, earning more doesn’t mean jumping through hoops.

  • No minimum balance
  • No monthly service fees

Earn 3.00% APY on up to $100,000* just for doing what you already do. 

National Average (~.40% APY)

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Rewards Checking.

Greater Everyday Checking

Banking shouldn’t feel like a chore—and it shouldn’t leave rewards on the table.

At Greater Kentucky Credit Union, we help you get more from your everyday checking with accounts that reward you.
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Mobile screen showing Greater Kentucky Credit Union app for making or scheduling payments.

Big Bank Tools,

Local Support

With Greater Kentucky Credit Union’s Mobile Banking, you get all the tools of a big bank: secure transfers, mobile deposits, bill pay, and account alerts, without losing the personal touch.

Our local team is always ready to support you. You’re never just a number. Banking on the go has never been easier—or more human.
Security
Shield protecting a banknote, symbolizing financial security.

Industry standard security for your mobile banking experience.

Local Support
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Our support team is here to make your mobile banking experience simple.

Trusted Since 1953 by folks like you.

Testimonials

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Refinance & Greater Savings

"Greater Kentucky Credit Union was a lifesaver for me! I was paying an extremely high interest rate on my auto loan. Greater Kentucky Credit Union was able to cut my rate in half, reduce the term of my loan, and save me money on my monthly payments. They also helped me open a fantastic account with an amazing interest rate."

Evan B.
Lexington, KY

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High Yield Checking

"My husband and I moved to Lexington from out of state, and we were looking for the right financial institution for us—one that wasn’t too big and offered top notch customer service and a personalized experience. We have been thrilled with the cashback from our high yield checking account and the services we have received thus far. The Lexington branch is convenient to both our places of work, and mobile banking works well for us."

Brittany D.

Lexington, KY

Five green stars in a row, each a slightly different shade of green and yellow, fading from left to right.

Better Checking, Greater Service

"Heard they were offering 4% annually on a checking account, so I opened an account for my wife and I. Process could not have gone any smoother! Shoutout to Susan for making the process extremely simple and straightforward. The staff I've spoken to have all been pleasant and seem knowledgeable about current offers and rates."

Jacob S.
Lexington, KY
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Instant transactions

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Insights

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Real-time alerts

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Efficient bill payments

Enjoy the convenience of big-bank tools, deposit checks, transfer funds, pay bills, and track your accounts, right from your phone. And because we’re local, real people are just a call or chat away.

Your Bank,

In Your Pocket